The best bang for your investment advice buck is a financial advisor and (any kind of) tax professional collaborating! The best advisors routinely pull the CPA into the conversation to confirm the tax rationale on their advice. Recently, I had a client moving from one state to another, dealing with deferred comp and charitable giving […]
Financial Advisor collaboration and products you cannot get out of Read More »
Why finding the right Financial Advisor is harder than finding the right Doctor “It is hard to imagine a more stupid or more dangerous way of making decisions than by putting those decisions in the hands of people who pay no price for being wrong”. –Thomas Sowell Reviewing multiple internet sources, here’s a way to
Finding A Good Financial Advisor is Harder Read More »
While my list is likely incomplete, these are issues we are involved with when working with a business owner anticipating a business exit. 1) Enforce discipline. Many, many people employ coaches to learn to play the piano, keep them exercising, dieting, or growing their company. Yet, when it comes to that key foundational asset, their
Five Reasons You’ve Never Thought of to hire a Financial Advisor Read More »
When you buy a car, you have some idea of what you want. Coupe, sports car, SUV, compact. You see all of the different types when you are driving and researching. It’s said now that 90% of car buyers have all of their research done online before they enter a showroom. All you require is
Mistakes to avoid when hiring a financial advisor Read More »
As you prepare for a liquidity event, SBA Link the financial advisor is generally the hub of the wheel. Like the hub, he or she is not “where the rubber meets the road.” Rather, they are making the wheel turn and supporting all the spokes meet the road. Who are the important players in a
As You Prepare For Liquidity Event Read More »
When choosing a financial advisor, the public faces a challenge many are simply unaware they are facing. There is no standard solution to any investment need! To help people in this process, I have come up with four very simple questions that will give the interviewer a window into understanding advisor biases. These questions will
Financial Advisor Interview Questions Read More »
Dave and I began working together in the early 1990s. From day one Dave was geared for growth. Over the years we comfortably doubled, even tripled the value of the IRA he wants to live off of once he retired. Two years are ago, Dave came to me, anticipating retirement in 2023. We wanted to
Changing asset allocation Read More »
Portfolio Manager Financial Advisors are inexpensive…maybe. First let’s be absolutely clear about one thing. Aside from simply buying very inexpensive ETFs, with which you get absolutely no advice from a seasoned portfolio manager/financial advisor, we believe we are the least expensive alternative for any client who wants professional help. Advisors Fees can be opaque. I
Bond Investing When we are selecting bonds for our portfolios, we have a range of factors we evaluate: Our first check is the price. As mentioned above, we will almost always buy bonds at or below their maturity or call price. There are two reasons for this. One is perception, the other reality. Dealing with
Buying Bonds at or Below Par Read More »
Our version of buying bonds for income and stability is best demonstrated using the example of the Required Minimum Distribution. It is broadly known that at now 73—a few years ago it changed from 70 1⁄2 to 73—with very few exceptions investors must begin taking money out of their IRAs. It is sometimes a surprise
Buying bonds and the RMD Read More »
Investment Advisory Services offered through Integrated Advisors Network (“Integrated”), an SEC Registered Investment Advisor. Registration does not imply a certain level of skill or training. Certain Representatives of Lattice Wealth Management Group Inc. are also registered with and offer securities through Fortune Financial Services, Inc., Member FINRA / SIPC, 100 Enterprise Drive, Suite 504, Rockaway, NJ 07866. (800) 637-3211. LWM is affiliated with, but not under common control of, Integrated Advisors Network. Lattice Wealth Management Group Inc., Fortune Financial Services, Inc., and Integrated Advisors Network are all separate entities. 111 North Market Street, Suite 300 San Jose CA 95113
Lattice Wealth Management
84 W Santa Clara St, Suite 734 San Jose, CA 95113
Lattice Wealth Management
5401 Business Park South, Suite 208
Bakersfield, CA 93309
Lattice Wealth Management
201 Spear St., Suite 1100
San Francisco, CA 94105