The best bang for your investment advice buck is a financial advisor and (any kind of) tax professional collaborating! The best advisors routinely pull the CPA into the conversation to confirm the tax rationale on their advice. Recently, I had a client moving from one state to another, dealing with deferred comp and charitable giving […]
Financial Advisor Collaboration & Products With Surrender Penalties Read More »
Why finding the right Financial Advisor is harder than finding the right Doctor “It is hard to imagine a more stupid or more dangerous way of making decisions than by putting those decisions in the hands of people who pay no price for being wrong”. –Thomas Sowell Reviewing multiple internet sources, here’s a way to
Finding A Good Financial Advisor is Harder Read More »
While my list is likely incomplete, these are issues we are involved with when working with a business owner anticipating a business exit. 1) Enforce discipline. Many, many people employ coaches to learn to play the piano, keep them exercising, dieting, or growing their company. Yet, when it comes to that key foundational asset, their
Five Reasons You’ve Never Thought of to hire a Financial Advisor Read More »
When you buy a car, you have some idea of what you want. Coupe, sports car, SUV, compact. You see all of the different types when you are driving and researching. It’s said now that 90% of car buyers have all of their research done online before they enter a showroom. All you require is
Mistakes to avoid when hiring a financial advisor Read More »
As you prepare for a liquidity event, SBA Link the financial advisor is generally the hub of the wheel. Like the hub, he or she is not “where the rubber meets the road.” Rather, they are making the wheel turn and supporting all the spokes meet the road. Who are the important players in a
As You Prepare For Liquidity Event Read More »
When choosing a financial advisor, the public faces a challenge many are simply unaware they are facing. There is no standard solution to any investment need! To help people in this process, I have come up with four very simple questions that will give the interviewer a window into understanding advisor biases. These questions will
Financial Advisor Interview Questions Read More »
Tax Preparation usually doesn’t mean tax planning. Preface: My experience is that most tax-preparing CPAs and EAs look backwards, at the previous year’s tax experience. It takes overt client requests to have them do forward tax planning. As such, the more advanced financial advisor with a good understanding of the US and their respective state’s
A Financial Advisor looks at Taxes Read More »
There is a cottage industry in the business of forecasting markets. It is meant for entertainment, not for advice. It began with newsletters, then with radio shows, then with televisions shows, even cable networks. Now websites. There are conferences dedicated to the subject. But, In the immortal words, of William Goldman in his Hollywood memoir:
Forget “Wall Street Strategists”—think yield curve. Read More »
Bonds or fixed income really have two purposes for the US individual investor: income and stability. Some will disagree with me. They would say that you might want to own bonds for appreciation. However, In order to achieve appreciation, you must have institutional investor scale. In my view this is requires probably $100 million in
Fixed Income and the Retail Investor Read More »
Dave and I began working together in the early 1990s. From day one Dave was geared for growth. Over the years we comfortably doubled, even tripled the value of the IRA he wants to live off of once he retired. Two years are ago, Dave came to me, anticipating retirement in 2023. We wanted to
Changing asset allocation Read More »
Investment Advisory Services offered through Integrated Advisors Network (“Integrated”), an SEC Registered Investment Advisor. Registration does not imply a certain level of skill or training. Certain Representatives of Lattice Wealth Management Group Inc. are also registered with and offer securities through Fortune Financial Services, Inc., Member FINRA / SIPC, 100 Enterprise Drive, Suite 504, Rockaway, NJ 07866. (800) 637-3211. LWM is affiliated with, but not under common control of, Integrated Advisors Network. Lattice Wealth Management Group Inc., Fortune Financial Services, Inc., and Integrated Advisors Network are all separate entities. 111 North Market Street, Suite 300 San Jose CA 95113
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